Balance sheet
A consolidated household view of assets, liabilities, and net worth.
Private household intelligence · beta
One private view of your household's money.
NinoIQ links your household accounts and consolidates them into one private view of assets, liabilities, holdings, and tax context.
Read-only account linksNo ad targetingSample data shown
Privacy & access
Plaid · read-only connections
Bank credentials stay with Plaid, not NinoIQ
Postgres · RLS-protected data
Household access rules enforced server-side
Security program · in progress
Controls first, certification later
01 · One household view
One system of record for the household's money.
Most households have the facts scattered across banks, brokerages, lenders, and spreadsheets. NinoIQ gives the decision-maker one system of record.
Holdings
Positions, allocations, and where exposure is concentrated.
Briefings
A weekly readout of where the household stands and what changed.
Assumptions
Planning inputs for projections, savings rates, and household scenarios.
Tax
Tax return context surfaced alongside the rest of the household picture.
02 · Security and privacy
Private by design.
Household boundaries
Financial data is organized by household, with access rules enforced server-side.
Read-only connections
Plaid handles institution authentication. NinoIQ does not store bank credentials.
No data sale
The privacy policy says personal and financial information is not sold, rented, or traded for marketing.
Informational only
NinoIQ is an informational tool, not a replacement for financial, investment, or tax advice.
03 · Clear boundaries
Household financial intelligence, with the legal lines visible.
What it is
NinoIQ turns linked household accounts into a private system of record for the decision-maker.
What it is not
NinoIQ is informational only. It does not provide financial, investment, legal, tax, or accounting advice.
Questions
Privacy, export, deletion, and access questions go to info@ninoiq.com.